Tolerisk is risk tolerance technology for investment advisors, designed specifically for the fiduciary process. Our key differentiators produce more robust and realistic results, facilitating better decisions and more confidence by advisors and clients alike. This drives greater retention and more client referrals.
The Tolerisk AI Companion brings intelligent, contextual client interactions to your practice. Built to understand each client’s risk profile and communication preferences, it helps you maintain a personalized experience at scale, without adding to your workload.
Instead of generic check-ins, the AI Companion conducts intelligent conversations by voice or text, grounded in a client’s prior responses and financial context. It surfaces meaningful life changes, flags when attention is needed, and keeps every interaction documented.
Grounded in past Tolerisk assessments: Conversations are informed by historical risk scores and assessment data
Ongoing, personalized engagement: Intelligent check-ins that evolve as the client evolves
Advisor-first and compliant: You stay in control, with full visibility and documentation
Tailored for the Fiduciary process, measures SEC's identified risk dimensions: Willingness and Ability to take risk.
Realistic simulation includes custom mathematical ability, inflation paths, and annual mortality probabilities.
Risk differential by tax status easily measured and conveyed
Displays the portion of future expenses already funded, with progress towards fully funded state and tradeoffs for early vs. late retirement illustrated.
Calculate the industry’s most robust probability of running out of money in seconds.
Solutions for clients, prospects, and employer sponsored plans.
Attract prospects with Tolerisk EZ, a quick 5-minute risk assessment accessible via link or onscreen. Integrate the tool into your branded website and marketing pages, and make the qualifying prospects a breeze!
You can optimize one-on-one client engagement and tailor assessments to your clients' unique financial situations using Tolerisk Pro. Adjust the complexity based on their specific circumstances, and experience those "aha" moments when you make risk visually comprehensible.
Create participant-centric experiences with Tolerisk 401k. Overcome the challenges of serving small-balance participant by offering personalized guidance within a self-serve portal. Win plans, serve participants better, and generate wealth management leads.
Enhance financial insights with Tolerisk's Portfolio Analytics capabilities. Explore historical returns, portfolio volatility, drawdowns, and Sharpe ratios for diverse financial instruments. Generate Tolerisk scores, align with client risk directives, and craft bespoke, data-driven reports for transformative financial guidance.
Win More Business
Differentiate yourself from the competition as you showcase your high level of proficiency in advising clients on the all-important issue of how much risk to take in their investment portfolio. Simply put, Tolerisk helps Financial Advisors convert more prospects into clients and gain more client referrals.
Increase Client Retention & Referrals
Drive greater client confidence in your process by incorporating their evolving financial circumstances into their recommended risk directive. Confident clients exhibit greater retention and make more referrals.
Compliance & Fiduciary Care
Leading Advisors are recognizing that incorporating the client’s actual cash-flows and mortality probabilities makes their risk tolerance assessment more diligent and demonstrative of their fiduciary duty of care and culture of compliance.
